Cell Phones and Radiation...?

I am looking to upgrade my T-mobile phone, and I have been reading reviews on phones. I came across a term on CNET that I was not familiar with... an SAR rating. According to the Cellular Telecommunications Industry Association (CTIA), specific absorption rate, or SAR, is "a way of measuring the quantity of radio frequency (RF) energy that is absorbed by the body." Here is the disclaimer made on the website-

"While research abounds and some tests have shown that cell phone radiofrequency (RF) could accelerate cancer in laboratory animals, the studies have not been replicated. Cell phones can affect internal pacemakers, but there is not conclusive or demonstrated evidence that they cause adverse health affects in humans. Conversely, there is not conclusive or demonstrated evidence that they don't cause adverse health affects in humans. So, in short, the jury is still out, research is ongoing, and we will continue to monitor its results. "

There was also an interview that Larry King did on CNN with 3 top neurosergeons, and they said that they do not put their cell phones to their ear. They use an earpiece or put their phone on speaker.

Whether I think this is true or not? There isn't solid proof, but of course I want to play it safe. Unfortunately this means I have to decide whether I want the nice sturdy Blackberry pearl with a SAR of 1.22 (for FREE) or the cheap looking Samsung Katalyst with a .662 SAR rating (also free). The Samsung does get great reviews on call clarity and reception, but overall it's a much cheaper phone with a lot less features. I may still get the Blackberry, because I can use the speaker phone as much as possible, plus, I really don't talk on the phone that much.

If you'd like to read more or to check out the radiation level of your phone, click here.